Cyber Insurance

Cyber coverage can be a wide subject so when looking for coverage’s it’s good to have some available coverage’s in mind. Four basic coverage’s are Errors and Omissions, Media Liability, Network Security, and Privacy. Briefly, Errors and Omissions also known as E&O covers claims resulting from an error in the performance of your services. The… Continue reading Cyber Insurance

Special Events Insurance

There are many different types of events that can be insured. Insurable events include Weddings, Sporting Events, and community festivals. A huge event that’s coming up in August 2016 is the Summer Olympics being hosted by Rio de Janeiro. There is a lot of news about many worries people are having because of the recent… Continue reading Special Events Insurance

In the spirit of Earth Day

Earth day lands on a Saturday this year and we are officially in the 5 year countdown. In 2020, it will be Earth Day’s 50th year anniversary! There are plenty of ways individuals can reduce, reuse, and recycle on an everyday basis. Walking and biking instead of driving is an air-pollution- free way to travel.… Continue reading In the spirit of Earth Day

The Birth of Insurance

The Birth of Insurance: Oldest U.S. Companies “In the mid-18th century, Benjamin Franklin and fellow firefighters founded what is said to be the first, lasting insurance company under the mutual principle “whereby every man might help another without any disservice to himself,” he said. There was another short-lived company in the U.S. (before it was the… Continue reading The Birth of Insurance

Best Practices in Fire Safety

A little bit of history… In 1666, the Great Fire of London was responsible for the destruction of over 13,000 homes and 87 churches. This massive blaze also caused the displacement of over 70,000 residents. Since the death of the poor was not well documented at this time, the fate of an unknown number of… Continue reading Best Practices in Fire Safety

7 Principals of Insurance

Principal of: Utmost Good Faith Principle of Uberrimae fidei (a Latin phrase), or in simple english words, the Principle of Utmost Good Faith, is a very basic and first primary principle of insurance. According to this principle, the insurance contract must be signed by both parties (i.e insurer and insured) in an absolute good faith… Continue reading 7 Principals of Insurance

Esthetician Insurance

                    An aesthetician is a person with special training in administering facials, aromatherapy, hair and skin care, makeup, and other fields. This person is knowledgeable about the nature and appreciation of beauty, especially in art and is sometimes called an aesthetician. Salon owners go beyond creating beauty. They also manage finances, keep current with… Continue reading Esthetician Insurance