Cyber Insurance

Cyber coverage can be a wide subject so when looking for coverage’s it’s good to have some available coverage’s in mind. Four basic coverage’s are Errors and Omissions, Media Liability, Network Security, and Privacy. Briefly, Errors and Omissions also known as E&O covers claims resulting from an error in the performance of your services. The… Continue reading Cyber Insurance

Special Events Insurance

There are many different types of events that can be insured. Insurable events include Weddings, Sporting Events, and community festivals. A huge event that’s coming up in August 2016 is the Summer Olympics being hosted by Rio de Janeiro. There is a lot of news about many worries people are having because of the recent… Continue reading Special Events Insurance

Dentist Insurance Policies

Ownership of a dental practice brings with it a myriad of insurance needs. You need Professional Liability Insurance to protect yourself as a practicing dentist, as well as Business Insurance protection for your dental practice. Most dentist are generalists, handling routine dental needs such as filling cavities, cleaning teeth, taking X-rays, etc. Other dentist specialize… Continue reading Dentist Insurance Policies

Sharing Risks

“The sharing economy is projected to increase more than 20-fold in the next 10 years, but risk abounds.” Uber, Lyft, Airbnb, and Homeaway are all companies that share risks. People who have used Uber know the reliable benefits of catching a ride when and where you need it compared to having to wait for a… Continue reading Sharing Risks

The Birth of Insurance

The Birth of Insurance: Oldest U.S. Companies “In the mid-18th century, Benjamin Franklin and fellow firefighters founded what is said to be the first, lasting insurance company under the mutual principle “whereby every man might help another without any disservice to himself,” he said. There was another short-lived company in the U.S. (before it was the… Continue reading The Birth of Insurance

Best Practices in Fire Safety

A little bit of history… In 1666, the Great Fire of London was responsible for the destruction of over 13,000 homes and 87 churches. This massive blaze also caused the displacement of over 70,000 residents. Since the death of the poor was not well documented at this time, the fate of an unknown number of… Continue reading Best Practices in Fire Safety

7 Principals of Insurance

Principal of: Utmost Good Faith Principle of Uberrimae fidei (a Latin phrase), or in simple english words, the Principle of Utmost Good Faith, is a very basic and first primary principle of insurance. According to this principle, the insurance contract must be signed by both parties (i.e insurer and insured) in an absolute good faith… Continue reading 7 Principals of Insurance