Construction Classifications

1. Frame (Class 1) In Frame Construction, the building’s exterior walls, floor, and roof are made of wood (or various composition boards). Frame construction also includes buildings with a wood floor and roof but with exterior walls of non-combustible or slow-burning construction such as vinyl, metal cladding or masonry veneer (that is, layers of brick,… Continue reading Construction Classifications

Writing a Business Policy

A business owner’s policy most commonly known as a BOP in the insurance world is essential. It helps protect your business from a huge list of losses. Insurers consider a number of factors when deciding to write BOPs, including: the type of business, the size of the premises, the required limits of liability, and the… Continue reading Writing a Business Policy